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Infinite Banking Insurance

Published Feb 26, 25
1 min read
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It seems like the name of this idea changes when a month. You might have heard it referred to as a continuous riches technique, family banking, or circle of riches. Whatever name it's called, unlimited banking is pitched as a secret method to build riches that only abundant people understand about.

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You, the policyholder, put money right into an entire life insurance policy via paying costs and buying paid-up enhancements.

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The entire principle of "financial on yourself" just functions because you can "financial institution" on yourself by taking lendings from the plan (the arrow in the chart over going from entire life insurance policy back to the policyholder). There are two different kinds of lendings the insurer might offer, either straight acknowledgment or non-direct recognition.

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